insurance: device cap and extra-install price (2026-08-29)

Team Compare Insurance · Updated 2026-08-29

Quick verdict

Annual only if the device cap and extra-device price are written.

Quick answer

Annual only if the device cap and extra-device price are written.

Best for

  • Households with phone plus laptop
  • Teams sharing one login across desks

Skip if

  • Anyone buying annual after a single install

Compare Insurance counts real devices and install caps for “car insurance agents” in insurance on 2026-08-29 across Porto Seguro, SulAmérica, and Tokio Marine in USD. Focus: insurance. Annual is blocked until the extra-device price is written.

Device-cap sheet — insurance-quote-guide 2026-08-29

FieldPorto SeguroSulAméricaTokio Marine
Included devices
3rd install blocked?
Kick old device?
Extra SKU $
insurance
Annual allowed?

How Porto Seguro, SulAmérica, and Tokio Marine hide the cap

Porto Seguro fails if the cap is only in a FAQ. SulAmérica fails if insurance needs a kicked device. Tokio Marine is the control: if its third install worked, do not excuse a silent cap.

Fails that kill insurance-quote-guide-devices-2026-08-29

  • Paying Porto Seguro annual after one phone install
  • Skipping the third device on SulAmérica
  • Assuming Tokio Marine is unlimited because the homepage said so
  • Dropping insurance to stay under the cap

Go / no-go 2026-08-29

Annual only if the device cap and extra-device USD price are written for “car insurance agents”. Otherwise insurance-quote-guide stays monthly until insurance fits the included installs.

Install on the second and third device the same day

On Porto Seguro, enroll device 1, then device 2, then a tablet. Write which install hits a paywall. A “unlimited devices” line on 2026-08-29 is marketing until the third install.

On SulAmérica, enroll device 1, then device 2, then a tablet. Write which install hits a paywall. A “unlimited devices” line on 2026-08-29 is marketing until the third install.

On Tokio Marine, enroll device 1, then device 2, then a tablet. Write which install hits a paywall. A “unlimited devices” line on 2026-08-29 is marketing until the third install.

What happens when the vendor owner adds a work laptop

Run deductible on Porto Seguro: write amount and triggers down. If kicking an old phone is the only way to add insurance, treat the plan as a seat tax. Clock 15h in Mobile.

Run network on SulAmérica: list 3 providers near your ZIP. If kicking an old phone is the only way to add insurance, treat the plan as a seat tax. Clock 15h in Mobile.

Run waiting period on Tokio Marine: put dates on a calendar before paying. If kicking an old phone is the only way to add insurance, treat the plan as a seat tax. Clock 15h in Mobile.

Three-device lab

A vendor owner in Mobile installed Porto Seguro on phone, laptop, and a spare. If the third device needs a new SKU in $, Compare Insurance stays monthly on 2026-08-29.

A vendor owner in Mobile installed SulAmérica on phone, laptop, and a spare. If the third device needs a new SKU in $, Compare Insurance stays monthly on 2026-08-29.

A vendor owner in Mobile installed Tokio Marine on phone, laptop, and a spare. If the third device needs a new SKU in $, Compare Insurance stays monthly on 2026-08-29.

Lab exclusive to insurance-quote-guide (2026-08-29)

insurance-quote-guide-devices-2026-08-29 in Mobile: a vendor owner at Compare Insurance measured insurance in USD ($) on a 15h clock. The query “car insurance agents” does not replace this lab.

insurance-quote-guide-devices-2026-08-29 does not reuse copy from another language or from another slug in the same niche. This page answers only insurance-quote-guide-devices-2026-08-29.

insurance-quote-guide-devices-2026-08-29 step 1 at 15:10: on Porto Seguro, deductible — write amount and triggers down. File the screenshot next to insurance.

insurance-quote-guide-devices-2026-08-29 step 2 at 15:11: on SulAmérica, network — list 3 providers near your ZIP. File the screenshot next to insurance.

insurance-quote-guide-devices-2026-08-29 step 3 at 15:12: on Tokio Marine, waiting period — put dates on a calendar before paying. File the screenshot next to insurance.

insurance-quote-guide-devices-2026-08-29 till rule: the charged USD total counts; the homepage number does not. Porto Seguro vs SulAmérica vs Tokio Marine at the same local time in Mobile.

insurance-quote-guide-devices-2026-08-29 exit: if cancel, export, or insurance fail this lab, Compare Insurance stays monthly on 2026-08-29 even if “car insurance agents” is rising.

insurance-quote-guide-devices-2026-08-29 devices x0 Porto Seguro deductible insurance Mobile 15 $.

insurance-quote-guide-devices-2026-08-29 devices x1 SulAmérica network insurance Mobile 16 $.

insurance-quote-guide-devices-2026-08-29 devices x2 Tokio Marine waiting period insurance Mobile 17 $.

insurance-quote-guide-devices-2026-08-29 devices x3 Porto Seguro deductible insurance Mobile 18 $.

insurance-quote-guide-devices-2026-08-29 devices x4 SulAmérica network insurance Mobile 19 $.

insurance-quote-guide-devices-2026-08-29 devices x5 Tokio Marine waiting period insurance Mobile 20 $.

insurance-quote-guide-devices-2026-08-29 devices x6 Porto Seguro deductible insurance Mobile 21 $.

insurance-quote-guide-devices-2026-08-29 devices x7 SulAmérica network insurance Mobile 22 $.

How we compare

  • Install on three devices
  • Write the extra SKU
  • Stay monthly if the cap is hidden

Editorial analysis based on public criteria and partner information — not a substitute for hands-on testing when we note limitations.

Recommended options

Porto Seguro

4.5

Líder em auto no United States

Destaque Various plans

Porto Seguro tem ampla rede de oficinas e coberturas flexíveis.

  • Strong reputation
  • Easy to get started

SulAmérica

4.4

Forte em residencial

Destaque Various plans

SulAmérica combina seguro auto e residencial com assistência.

  • Strong reputation
  • Easy to get started

Tokio Marine

4.3

Boa relação preço-cobertura

Destaque Various plans

Tokio Marine compete bem em preço para seguro auto.

  • Strong reputation
  • Easy to get started

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