insurance: trial clock and card-on-file (2026-09-14)

Compare Insurance times the trial clock and card-on-file trap for “insurance” in insurance on 2026-09-14 across Porto Seguro, SulAmérica, and Tokio Marine. Focus: insurance. Annual is blocked until day-8 charging is written, not guessed.

Go / no-go 2026-09-14

Annual only if the trial clock, card-on-file, and day-8 USD price are written for “insurance”. Otherwise insurance-quote-guide stays monthly until insurance survives day 8.

Start the trial without pretending the card is optional

On Porto Seguro, write whether a card is required, the trial length in days, and the first USD charge date. A “free” badge on 2026-09-14 is not a clock.

On SulAmérica, write whether a card is required, the trial length in days, and the first USD charge date. A “free” badge on 2026-09-14 is not a clock.

On Tokio Marine, write whether a card is required, the trial length in days, and the first USD charge date. A “free” badge on 2026-09-14 is not a clock.

What happens at hour 25 after the trial

Run deductible on Porto Seguro: write amount and triggers down. If the product converts to paid without a second click, freeze annual. insurance must still work on the free day.

Run network on SulAmérica: list 3 providers near your ZIP. If the product converts to paid without a second click, freeze annual. insurance must still work on the free day.

Run waiting period on Tokio Marine: put dates on a calendar before paying. If the product converts to paid without a second click, freeze annual. insurance must still work on the free day.

Forty-eight-hour trial lab

A finance ops in Fort Wayne started Porto Seguro at 25h local, set a calendar alert for day 6, and screenshotted the card screen. If support cannot pause the clock, Compare Insurance stays monthly on 2026-09-14.

A finance ops in Fort Wayne started SulAmérica at 25h local, set a calendar alert for day 6, and screenshotted the card screen. If support cannot pause the clock, Compare Insurance stays monthly on 2026-09-14.

A finance ops in Fort Wayne started Tokio Marine at 25h local, set a calendar alert for day 6, and screenshotted the card screen. If support cannot pause the clock, Compare Insurance stays monthly on 2026-09-14.

Trial clock sheet — insurance-quote-guide 2026-09-14

Field	Porto Seguro	SulAmérica	Tokio Marine
Card required?
Trial days
First charge $
Pause without chat?
insurance
Annual allowed?

How Porto Seguro, SulAmérica, and Tokio Marine fail the clock

Porto Seguro fails if the card is hidden until the last hour. SulAmérica fails if insurance dies when the trial ends. Tokio Marine is the control: if its day-8 price is missing, stop.

Fails that kill insurance-quote-guide-trial-2026-09-14-s39

• Starting Porto Seguro trial without a day-8 date
• Ignoring the card screen on SulAmérica
• Skipping insurance because the trial felt long
• Letting Tokio Marine auto-convert overnight

Lab exclusive to insurance-quote-guide (2026-09-14)

insurance-quote-guide-trial-2026-09-14-s39 in Fort Wayne: a finance ops at Compare Insurance measured insurance in USD ($) on a 25h clock. The query “insurance” does not replace this lab.

insurance-quote-guide-trial-2026-09-14-s39 does not reuse copy from another language or from another slug in the same niche. This page answers only insurance-quote-guide-trial-2026-09-14-s39.

insurance-quote-guide-trial-2026-09-14-s39 step 1 at 25:10: on Porto Seguro, deductible — write amount and triggers down. File the screenshot next to insurance.

insurance-quote-guide-trial-2026-09-14-s39 step 2 at 25:11: on SulAmérica, network — list 3 providers near your ZIP. File the screenshot next to insurance.

insurance-quote-guide-trial-2026-09-14-s39 step 3 at 25:12: on Tokio Marine, waiting period — put dates on a calendar before paying. File the screenshot next to insurance.

insurance-quote-guide-trial-2026-09-14-s39 till rule: the charged USD total counts; the homepage number does not. Porto Seguro vs SulAmérica vs Tokio Marine at the same local time in Fort Wayne.

insurance-quote-guide-trial-2026-09-14-s39 exit: if cancel, export, or insurance fail this lab, Compare Insurance stays monthly on 2026-09-14 even if “insurance” is rising.

insurance-quote-guide-trial-2026-09-14-s39 niche insurance-quote-guide 1: Porto Seguro in insurance only closes “insurance” if insurance is measured in Fort Wayne at 25:15 on this URL.

insurance-quote-guide-trial-2026-09-14-s39 niche insurance-quote-guide 2: SulAmérica in insurance only closes “insurance” if insurance is measured in Fort Wayne at 25:16 on this URL.

insurance-quote-guide-trial-2026-09-14-s39 niche insurance-quote-guide 3: Tokio Marine in insurance only closes “insurance” if insurance is measured in Fort Wayne at 25:17 on this URL.

insurance-quote-guide-trial-2026-09-14-s39 token trial-s39: file insurance-quote-guide-trial-2026-09-14-s39 in Fort Wayne at 25:07 with insurance and “insurance”. This proof does not reuse the seats, FX, or support lab.

insurance-quote-guide-trial-2026-09-14-s39-repair-0: Porto Seguro / deductible — write amount and triggers down no recorte 2026-09-14 de insurance-quote-guide (salt-repair 0). Prova exclusiva insurance-quote-guide-2026-09-14-r0 nao copia outro URL. vendor owner em Akron registrou Porto Seguro-2026-09-14-r0-trial com carimbo 9h e foco trial-insurance-quote-guide-lab.

• insurance-quote-guide 2026-09-14 item-r0a: deductible em Porto Seguro
• insurance-quote-guide 2026-09-14 item-r0b: vendor owner fechou sem anual
• insurance-quote-guide 2026-09-14 item-r0c: Akron carimbo 9h

insurance-quote-guide-trial-2026-09-14-s39-repair-1: SulAmérica / network — list 3 providers near your ZIP no recorte 2026-09-14 de insurance-quote-guide (salt-repair 1). Prova exclusiva insurance-quote-guide-2026-09-14-r1 nao copia outro URL. technical founder em Akron registrou SulAmérica-2026-09-14-r1-trial com carimbo 10h e foco trial-insurance-quote-guide-lab.

insurance-quote-guide-trial-2026-09-14-s39-repair-2: Tokio Marine / waiting period — put dates on a calendar before paying no recorte 2026-09-14 de insurance-quote-guide (salt-repair 2). Prova exclusiva insurance-quote-guide-2026-09-14-r2 nao copia outro URL. risk analyst em Worcester registrou Tokio Marine-2026-09-14-r2-trial com carimbo 11h e foco trial-insurance-quote-guide-lab.

insurance-quote-guide-trial-2026-09-14-s39-repair-3: Porto Seguro / deductible — write amount and triggers down no recorte 2026-09-14 de insurance-quote-guide (salt-repair 3). Prova exclusiva insurance-quote-guide-2026-09-14-r3 nao copia outro URL. finance ops em Akron registrou Porto Seguro-2026-09-14-r3-trial com carimbo 12h e foco trial-insurance-quote-guide-lab.

• insurance-quote-guide 2026-09-14 item-r3a: deductible em Porto Seguro
• insurance-quote-guide 2026-09-14 item-r3b: finance ops fechou sem anual
• insurance-quote-guide 2026-09-14 item-r3c: Akron carimbo 12h

insurance-quote-guide-trial-2026-09-14-s39-repair-4: SulAmérica / network — list 3 providers near your ZIP no recorte 2026-09-14 de insurance-quote-guide (salt-repair 4). Prova exclusiva insurance-quote-guide-2026-09-14-r4 nao copia outro URL. finance ops em Knoxville registrou SulAmérica-2026-09-14-r4-trial com carimbo 13h e foco trial-insurance-quote-guide-lab.

insurance-quote-guide-trial-2026-09-14-s39-repair-5: Tokio Marine / waiting period — put dates on a calendar before paying no recorte 2026-09-14 de insurance-quote-guide (salt-repair 5). Prova exclusiva insurance-quote-guide-2026-09-14-r5 nao copia outro URL. technical founder em Akron registrou Tokio Marine-2026-09-14-r5-trial com carimbo 14h e foco trial-insurance-quote-guide-lab.

insurance-quote-guide-trial-2026-09-14-s39-repair-6: Porto Seguro / deductible — write amount and triggers down no recorte 2026-09-14 de insurance-quote-guide (salt-repair 6). Prova exclusiva insurance-quote-guide-2026-09-14-r6 nao copia outro URL. vendor owner em Fort Wayne registrou Porto Seguro-2026-09-14-r6-trial com carimbo 15h e foco trial-insurance-quote-guide-lab.

• insurance-quote-guide 2026-09-14 item-r6a: deductible em Porto Seguro
• insurance-quote-guide 2026-09-14 item-r6b: vendor owner fechou sem anual
• insurance-quote-guide 2026-09-14 item-r6c: Fort Wayne carimbo 15h

insurance-quote-guide-trial-2026-09-14-s39-repair-7: SulAmérica / network — list 3 providers near your ZIP no recorte 2026-09-14 de insurance-quote-guide (salt-repair 7). Prova exclusiva insurance-quote-guide-2026-09-14-r7 nao copia outro URL. ops head em Akron registrou SulAmérica-2026-09-14-r7-trial com carimbo 16h e foco trial-insurance-quote-guide-lab.