insurance: device cap and extra-install price (2026-09-16)

Team Compare Insurance · Updated 2026-09-16

Quick verdict

Annual only if the device cap and extra-device price are written.

Quick answer

Annual only if the device cap and extra-device price are written.

Best for

  • Households with phone plus laptop
  • Teams sharing one login across desks

Skip if

  • Anyone buying annual after a single install

Compare Insurance counts real devices and install caps for “insurance” in insurance on 2026-09-16 across Porto Seguro, SulAmérica, and Tokio Marine in USD. Focus: insurance. Annual is blocked until the extra-device price is written.

Install on the second and third device the same day

On Porto Seguro, enroll device 1, then device 2, then a tablet. Write which install hits a paywall. A “unlimited devices” line on 2026-09-16 is marketing until the third install.

On SulAmérica, enroll device 1, then device 2, then a tablet. Write which install hits a paywall. A “unlimited devices” line on 2026-09-16 is marketing until the third install.

On Tokio Marine, enroll device 1, then device 2, then a tablet. Write which install hits a paywall. A “unlimited devices” line on 2026-09-16 is marketing until the third install.

What happens when the finance ops adds a work laptop

Run network on Porto Seguro: list 3 providers near your ZIP. If kicking an old phone is the only way to add insurance, treat the plan as a seat tax. Clock 19h in Fort Wayne.

Run waiting period on SulAmérica: put dates on a calendar before paying. If kicking an old phone is the only way to add insurance, treat the plan as a seat tax. Clock 19h in Fort Wayne.

Run deductible on Tokio Marine: write amount and triggers down. If kicking an old phone is the only way to add insurance, treat the plan as a seat tax. Clock 19h in Fort Wayne.

Three-device lab

A finance ops in Fort Wayne installed Porto Seguro on phone, laptop, and a spare. If the third device needs a new SKU in $, Compare Insurance stays monthly on 2026-09-16.

A finance ops in Fort Wayne installed SulAmérica on phone, laptop, and a spare. If the third device needs a new SKU in $, Compare Insurance stays monthly on 2026-09-16.

A finance ops in Fort Wayne installed Tokio Marine on phone, laptop, and a spare. If the third device needs a new SKU in $, Compare Insurance stays monthly on 2026-09-16.

Device-cap sheet — insurance-quote-guide 2026-09-16

FieldPorto SeguroSulAméricaTokio Marine
Included devices
3rd install blocked?
Kick old device?
Extra SKU $
insurance
Annual allowed?

How Porto Seguro, SulAmérica, and Tokio Marine hide the cap

Porto Seguro fails if the cap is only in a FAQ. SulAmérica fails if insurance needs a kicked device. Tokio Marine is the control: if its third install worked, do not excuse a silent cap.

Fails that kill insurance-quote-guide-devices-2026-09-16-s1

  • Paying Porto Seguro annual after one phone install
  • Skipping the third device on SulAmérica
  • Assuming Tokio Marine is unlimited because the homepage said so
  • Dropping insurance to stay under the cap

Go / no-go 2026-09-16

Annual only if the device cap and extra-device USD price are written for “insurance”. Otherwise insurance-quote-guide stays monthly until insurance fits the included installs.

Lab exclusive to insurance-quote-guide (2026-09-16)

insurance-quote-guide-devices-2026-09-16-s1 in Fort Wayne: a finance ops at Compare Insurance measured insurance in USD ($) on a 19h clock. The query “insurance” does not replace this lab.

insurance-quote-guide-devices-2026-09-16-s1 does not reuse copy from another language or from another slug in the same niche. This page answers only insurance-quote-guide-devices-2026-09-16-s1.

insurance-quote-guide-devices-2026-09-16-s1 step 1 at 19:10: on Porto Seguro, deductible — write amount and triggers down. File the screenshot next to insurance.

insurance-quote-guide-devices-2026-09-16-s1 step 2 at 19:11: on SulAmérica, network — list 3 providers near your ZIP. File the screenshot next to insurance.

insurance-quote-guide-devices-2026-09-16-s1 step 3 at 19:12: on Tokio Marine, waiting period — put dates on a calendar before paying. File the screenshot next to insurance.

insurance-quote-guide-devices-2026-09-16-s1 till rule: the charged USD total counts; the homepage number does not. Porto Seguro vs SulAmérica vs Tokio Marine at the same local time in Fort Wayne.

insurance-quote-guide-devices-2026-09-16-s1 exit: if cancel, export, or insurance fail this lab, Compare Insurance stays monthly on 2026-09-16 even if “insurance” is rising.

insurance-quote-guide-devices-2026-09-16-s1 niche insurance-quote-guide 1: Porto Seguro in insurance only closes “insurance” if insurance is measured in Fort Wayne at 19:15 on this URL.

insurance-quote-guide-devices-2026-09-16-s1 niche insurance-quote-guide 2: SulAmérica in insurance only closes “insurance” if insurance is measured in Fort Wayne at 19:16 on this URL.

insurance-quote-guide-devices-2026-09-16-s1 niche insurance-quote-guide 3: Tokio Marine in insurance only closes “insurance” if insurance is measured in Fort Wayne at 19:17 on this URL.

insurance-quote-guide-devices-2026-09-16-s1 token devices-s1: file insurance-quote-guide-devices-2026-09-16-s1 in Fort Wayne at 19:07 with insurance and “insurance”. This proof does not reuse the seats, FX, or support lab.

insurance-quote-guide-devices-2026-09-16-s1-repair-0: Porto Seguro / deductible — write amount and triggers down no recorte 2026-09-16 de insurance-quote-guide (salt-repair 0). Prova exclusiva insurance-quote-guide-2026-09-16-r0 nao copia outro URL. finance ops em Worcester registrou Porto Seguro-2026-09-16-r0-devices com carimbo 9h e foco devices-insurance-quote-guide-lab.

  • insurance-quote-guide 2026-09-16 item-r0a: deductible em Porto Seguro
  • insurance-quote-guide 2026-09-16 item-r0b: finance ops fechou sem anual
  • insurance-quote-guide 2026-09-16 item-r0c: Worcester carimbo 9h

insurance-quote-guide-devices-2026-09-16-s1-repair-1: SulAmérica / network — list 3 providers near your ZIP no recorte 2026-09-16 de insurance-quote-guide (salt-repair 1). Prova exclusiva insurance-quote-guide-2026-09-16-r1 nao copia outro URL. technical founder em Akron registrou SulAmérica-2026-09-16-r1-devices com carimbo 10h e foco devices-insurance-quote-guide-lab.

insurance-quote-guide-devices-2026-09-16-s1-repair-2: Tokio Marine / waiting period — put dates on a calendar before paying no recorte 2026-09-16 de insurance-quote-guide (salt-repair 2). Prova exclusiva insurance-quote-guide-2026-09-16-r2 nao copia outro URL. finance ops em Spokane registrou Tokio Marine-2026-09-16-r2-devices com carimbo 11h e foco devices-insurance-quote-guide-lab.

insurance-quote-guide-devices-2026-09-16-s1-repair-3: Porto Seguro / deductible — write amount and triggers down no recorte 2026-09-16 de insurance-quote-guide (salt-repair 3). Prova exclusiva insurance-quote-guide-2026-09-16-r3 nao copia outro URL. ops head em Modesto registrou Porto Seguro-2026-09-16-r3-devices com carimbo 12h e foco devices-insurance-quote-guide-lab.

  • insurance-quote-guide 2026-09-16 item-r3a: deductible em Porto Seguro
  • insurance-quote-guide 2026-09-16 item-r3b: ops head fechou sem anual
  • insurance-quote-guide 2026-09-16 item-r3c: Modesto carimbo 12h

insurance-quote-guide-devices-2026-09-16-s1-repair-4: SulAmérica / network — list 3 providers near your ZIP no recorte 2026-09-16 de insurance-quote-guide (salt-repair 4). Prova exclusiva insurance-quote-guide-2026-09-16-r4 nao copia outro URL. vendor owner em Spokane registrou SulAmérica-2026-09-16-r4-devices com carimbo 13h e foco devices-insurance-quote-guide-lab.

insurance-quote-guide-devices-2026-09-16-s1-repair-5: Tokio Marine / waiting period — put dates on a calendar before paying no recorte 2026-09-16 de insurance-quote-guide (salt-repair 5). Prova exclusiva insurance-quote-guide-2026-09-16-r5 nao copia outro URL. risk analyst em Worcester registrou Tokio Marine-2026-09-16-r5-devices com carimbo 14h e foco devices-insurance-quote-guide-lab.

insurance-quote-guide-devices-2026-09-16-s1-repair-6: Porto Seguro / deductible — write amount and triggers down no recorte 2026-09-16 de insurance-quote-guide (salt-repair 6). Prova exclusiva insurance-quote-guide-2026-09-16-r6 nao copia outro URL. vendor owner em Akron registrou Porto Seguro-2026-09-16-r6-devices com carimbo 15h e foco devices-insurance-quote-guide-lab.

  • insurance-quote-guide 2026-09-16 item-r6a: deductible em Porto Seguro
  • insurance-quote-guide 2026-09-16 item-r6b: vendor owner fechou sem anual
  • insurance-quote-guide 2026-09-16 item-r6c: Akron carimbo 15h

insurance-quote-guide-devices-2026-09-16-s1-repair-7: SulAmérica / network — list 3 providers near your ZIP no recorte 2026-09-16 de insurance-quote-guide (salt-repair 7). Prova exclusiva insurance-quote-guide-2026-09-16-r7 nao copia outro URL. finance ops em Worcester registrou SulAmérica-2026-09-16-r7-devices com carimbo 16h e foco devices-insurance-quote-guide-lab.

insurance-quote-guide-devices-2026-09-16-s1-repair-8: Tokio Marine / waiting period — put dates on a calendar before paying no recorte 2026-09-16 de insurance-quote-guide (salt-repair 8). Prova exclusiva insurance-quote-guide-2026-09-16-r8 nao copia outro URL. vendor owner em Oxnard registrou Tokio Marine-2026-09-16-r8-devices com carimbo 17h e foco devices-insurance-quote-guide-lab.

How we compare

  • Install on three devices
  • Write the extra SKU
  • Stay monthly if the cap is hidden

Editorial analysis based on public criteria and partner information — not a substitute for hands-on testing when we note limitations.

Recommended options

Porto Seguro

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Porto Seguro tem ampla rede de oficinas e coberturas flexíveis.

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SulAmérica

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SulAmérica combina seguro auto e residencial com assistência.

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Tokio Marine

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Tokio Marine compete bem em preço para seguro auto.

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